Reward points and rebates

 

Question:

I have a question about rebate which you receive when you buy thing from certain store n during Thanksgiving Sale, is it halal or haram.
Also, some store ofer 15 to 20% discount when you purchase with their credit card. Is that discount halal?
Also, the reward points and miles which you get for using credit card. Are those halal?
Do you know about Islamic financing through Guidance Residential?

Answer:

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

The rebate, discount, reward points and miles mentioned in the query are permissible to accept.

They are in the ruling of a gift offered by the store or company.

I have not personally researched the products of Guidance Residential. However, Hadhrat Mufti Taqi Usmani Saheb, who is a well-known and reliable Mufti, is on Guidance’s Supervisory Board. See the following:

http://www.guidancefinancial.com/principled-finance/assurance-process/shariah-supervisory-board/

Note: The use of a credit card is only permissible when there is no interest involved.

And Allah Ta’āla Knows Best

(Mufti) Abdul Azeem bin Abdur Rahman

 

Disclaimer:

 

The Shar’a ruling herein given is based specifically on the question posed and should be read in conjunction with the question.

 

Darul Iftaa Texas bears no responsibility to any party who may or may not act on this answer and is being hereby exempted from loss or damage howsoever caused.

 

This answer may not be used as evidence in any Court of Law without prior written consent of Darul Iftaa Texas.

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