All posts by Abdul Azeem Khan

Reward points and rebates

 

Question:

I have a question about rebate which you receive when you buy thing from certain store n during Thanksgiving Sale, is it halal or haram.
Also, some store ofer 15 to 20% discount when you purchase with their credit card. Is that discount halal?
Also, the reward points and miles which you get for using credit card. Are those halal?
Do you know about Islamic financing through Guidance Residential?

Answer:

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

The rebate, discount, reward points and miles mentioned in the query are permissible to accept.

They are in the ruling of a gift offered by the store or company.

I have not personally researched the products of Guidance Residential. However, Hadhrat Mufti Taqi Usmani Saheb, who is a well-known and reliable Mufti, is on Guidance’s Supervisory Board. See the following:

http://www.guidancefinancial.com/principled-finance/assurance-process/shariah-supervisory-board/

Note: The use of a credit card is only permissible when there is no interest involved.

And Allah Ta’āla Knows Best

(Mufti) Abdul Azeem bin Abdur Rahman

 

Disclaimer:

 

The Shar’a ruling herein given is based specifically on the question posed and should be read in conjunction with the question.

 

Darul Iftaa Texas bears no responsibility to any party who may or may not act on this answer and is being hereby exempted from loss or damage howsoever caused.

 

This answer may not be used as evidence in any Court of Law without prior written consent of Darul Iftaa Texas.

Abortion

Question:
Assalaam Alaikum,

I have a question for a friend of mine who is 44 years old, and who just found out that she is 4 weeks pregnant. She suffers with diabetes, high blood pressure and sleep apnea as well. Her Muslim doctor is strongly suggesting that she abort the pregnancy as soon as possible because it is high risk for the baby. She wants to know if it is allowed for her to abort it under the circumstances. Please reply soon.

Jazakallahu Khairan,
 

Answer:

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

In principle, if it is established through medical examination that if the pregnancy is maintained, the baby will be born with severe disabilities, it is permissible to abort the fetus before the passing of 120 days.  This is not permissible after the passing of 120 days.[1]

Hence, if the doctor’s advice to your friend is based on medical examination, it is permissible to abort the fetus. However, if the advice is based on a mere possibility, abortion is not permissible.

And Allah Ta’āla Knows Best

(Mufti) Abdul Azeem bin Abdur Rahman

 

Checked and Approved by,

My Esteemed Ustadh Mufti Husain Kadodia Saheb Hafidhahullah

 

Disclaimer:

 

The Shar’a ruling herein given is based specifically on the question posed and should be read in conjunction with the question.

 

Darul Iftaa Texas bears no responsibility to any party who may or may not act on this answer and is being hereby exempted from loss or damage howsoever caused.

 

This answer may not be used as evidence in any Court of Law without prior written consent of Darul Iftaa Texas.

 

[1]  فتاوي دار العلوم زكريا، ج 6، ص 760-764، زمزم

Saying Ameen during Khutbah and repeating words of Khutbah Adhan

Question:

I wanted to know if it is permissible to say ameen when the juma khutbah is ending.
Secondly is it permissible to repeat the words of Azan of the khutbah.

Answer:

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

  1. In principle, during the Khutbah when the Khateeb makes Dua, one may say Ameen in his heart without the movement of the tongue. It is not permissible for one to say Ameen during the Khutbah with the movement of the tongue.[1]

 

  1. The words of the Adhaan of Khutbah should be repeated in one’s heart without the movement of the tongue. The words should not be repeated with the movement of the tongue.[2]

 

And Allah Ta’āla Knows Best

(Mufti) Abdul Azeem bin Abdur Rahman

 

Disclaimer:

 

The Shar’a ruling herein given is based specifically on the question posed and should be read in conjunction with the question.

 

Darul Iftaa Texas bears no responsibility to any party who may or may not act on this answer and is being hereby exempted from loss or damage howsoever caused.

 

This answer may not be used as evidence in any Court of Law without prior written consent of Darul Iftaa Texas.

 

 

[1]   وَقَالَ الْبَقَّالِيُّ فِي مُخْتَصَرِهِ وَإِذَا شَرَعَ فِي الدُّعَاءِ لَا يَجُوزُ لِلْقَوْمِ رَفْعُ الْيَدَيْنِ وَلَا تَأْمِينٌ بِاللِّسَانِ جَهْرًا فَإِنْ فَعَلُوا ذَلِكَ أَثِمُوا وَقِيلَ أَسَاءُوا وَلَا إثْمَ عَلَيْهِمْ وَالصَّحِيحُ هُوَ الْأَوَّلُ وَعَلَيْهِ الْفَتْوَى وَكَذَلِكَ إذَا ذُكِرَ النَّبِيُّ – صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ – لَا يَجُوزُ أَنْ يُصَلُّوا عَلَيْهِ بِالْجَهْرِ بَلْ بِالْقَلْبِ وَعَلَيْهِ الْفَتْوَى رَمْلِيٌّ (رد المحتار، ج 2، ص 158، سعيد)

فتاوى دار العلوم زكريا، ج 2، ص553-554، زمزم

 

[2]   وَيَنْبَغِي أَنْ لَا يُجِيبَ بِلِسَانِهِ اتِّفَاقًا فِي الْأَذَانِ بَيْنَ يَدَيْ الْخَطِيبِ (الدر المختار، ج 1، ص 399، سعيد)

فتاوى محمودية، ج 8، ص 332، فاروقية

إمداد المفتيين، ص 331، دار الإشاعت

مسائل نماز جمعة (مولانا محمد رفعت قاسمى)، 162، مكتبة العلم

Is gel with alcohol allowed

 

Question:

Assalamu Alaykum Mufti Abdul Azeem,

I wanted to ask you a question about whether gels and deodorant products with alcohol is allowed. I was telling some people that they should avoid these products because of the doubt in it, but they say it is a different alcohol which is allowed. I also had a question about these following products.

AXE Clean Cut Look Classic Pomade
Ingredients: Water, Steareth-20, Peg-40 Hydrogenated Castor Oil, Ppg-5 Ceteth 20, Oleth-10 Phosphate, Dimethicone, Fragrance, Potassium Hydroxide, Dmdm Hydantoin, Disodium Edta, Iodopropynyl Butylcarbamate, Mica, Titanium Oxide, Iron Oxides.

Old Spice Fresh Collection Fiji Scent Men’s Body Spray
Aluminum Zirconium Trichlorohydrex Gly 18% W/W, Cyclopentasiloxane, Stearyl Alcohol, C12-15 Alkyl Benzoate, PPG-14 Butyl Ether, Hydrogenated Castor Oil, Petrolatum, Talc, Phenyl Trimethicone, Fragrance/Parfum, Cyclodextrin, Mineral Oil/Huile Minerale, Behenyl Alcohol

Dove Men+Care Control Gel
Water/Aqua/Eau, PVP, Propylene Glycol, VP/VA Copolymer, Glycerin, VP/Dimethylaminoethylmethacrylate Copolymer, Isoceteth-20, Carbomer, Polyquaternium-4, PEG-12 Dimethicone, Triethanolamine, Fragrance/Parfum, Diazolidinyl Urea, Tetrasodium EDTA, Methylparaben, Propylparaben, Caffeine

Jazakallahu Khairan,

Answer:

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

In principle, if the alcohol used in gels, deodorant, and perfumes is derived from dates or grapes, the use of such products is impermissible. However, if the alcohol is not derived from dates and grapes, the application of such products is permissible.

Generally, nowadays the alcohol used in perfumes and deodorants is not derived from dates and grapes causing its usage to be permissible.[1]

And Allah Ta’āla Knows Best

(Mufti) Abdul Azeem bin Abdur Rahman

 

Disclaimer:

 

The Shar’a ruling herein given is based specifically on the question posed and should be read in conjunction with the question.

 

Darul Iftaa Texas bears no responsibility to any party who may or may not act on this answer and is being hereby exempted from loss or damage howsoever caused.

 

This answer may not be used as evidence in any Court of Law without prior written consent of Darul Iftaa Texas.

 

 

[1]  احسن الفتاوى، ج 8، ص 484، سعيد

تكملة فتح الملهم، ج 3، ص 506، دار إحياء التراث العربي

Wearing prosthesis and socks during Ihram due to necessity

 

Question:

Assalamualaikum wa rahmatullahi wa barakaatahu
My son is 13 1/2 years old. He had A rotational plasty surgery done in October 2014 because of bone cancer in his left femur.
Alhamdulillah he is doing good now. He wears a prosthesis during the day time to walk by himself . And beneath the prosthesis he has a wear long socks to absorb the sweat .
1.In Shaa Allah we are going for umrah in Ramadan and my question is can he wear his prosthesis when performing umrah or just tawaf?since his socks r stiched … He cannot walk without his prosthesis… He will have to use crutches or a wheel chair.

2. Can he do wudu once in the morning by washing his leg and the do masa over his prosthesis during the day?( he just removes his prosthesis when he sleeps)

جزاكم الله خيرا

Answer:

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

Sister in Islam,

We make Dua that Allah Ta’ala grant your son a quick and complete recovery. Ameen.

Hereunder are the answers to your queries:

  1. It is permissible for your son to wear his prosthesis and socks during Ihraam due to his excuse.[1]

 

However, there will be expiation (Kaffarah) that is due. The details are as follows:[2]

 

If the prosthesis and socks are worn in the state of Ihraam for less than 12 hours, then one of the following two are binding:

a. Sadaqah equal to the amount of Sadaqah Fitr is due. Currently, the amount is $6.

b. Your son must fast for one day.

 

If the prosthesis and socks are worn in the state of Ihraam for 12 hours or more, then one of the    following three are binding:

a. Damm i.e. sacrifice of an animal in the precincts of the Haram

b. Sadaqah must be given to 6 needy individuals. Each individual must be given the amount of Sadaqah Fitr

c. Your son must fast for 3 days

With regards to the performance of only a Tawaf, it is permissible for your son to wear his prosthesis and socks, and there is no expiation due since he will not be in a state of Ihraam during Tawaf.

Note: The above-mentioned expiations are only due if your son has reached the age of puberty. Otherwise, if your son has not reached puberty, there is no expiation due.[3]

 

  1. If washing the foot for Wudhu is not harmful, then your son must remove the prosthesis for Wudhu each time. Wiping over the prosthesis is not sufficient.[4]

 

And Allah Ta’āla Knows Best

(Mufti) Abdul Azeem bin Abdur Rahman

Checked and Approved by my Esteemed Ustadh,

Mufti Husain Kadodia Saheb Damat Barakatuhum

 

Disclaimer:

 

The Shar’a ruling herein given is based specifically on the question posed and should be read in conjunction with the question.

 

Darul Iftaa Texas bears no responsibility to any party who may or may not act on this answer and is being hereby exempted from loss or damage howsoever caused.

 

This answer may not be used as evidence in any Court of Law without prior written consent of Darul Iftaa Texas.

 

 

[1]  إرشاد الساري إلى مناسك الملا علي القاري، ص 422، مؤسسة الريّان

 

[2]  إرشاد الساري إلى مناسك الملا علي القاري، ص 470-473، مؤسسة الريّان

معلم الحجاج، ص 211، مكتبة العلم

 

[3]  معلم الحجاج، ص 212، مكتبة العلم

 

[4]  إذا افتصد أو جرح أو كسر عضوه فشده بخرقة أو جبيرة وكان لا يستطيع غسل العضو ولا يستطيع مسحه وجب المسح على أكثر ما شد به العضو (نور الإيضاح، فصل في الجبيرة ونحوها)

 

Zakah and credit card debt

Question:
When I pay my yearly 2.5%, what if I have $10,000 in assets or cash?
But I owe $8,000 on credit card debt
Do I pay taxes on $10,000 or only on $2000?

 

Answer:

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

In principle, Zakah is due on all Zakatable wealth after deducting one’s liabilities. Zakatable wealth includes cash, gold, silver, and business stock.

You state that you have an $8,000 credit card debt. You may only deduct the principle amount and not the charged interest amount.

For example, if the principle amount due is $7,500 and the interest amount is $500, then only $7,500 would be deducted from the Zakatable wealth and not the entire $8,000. Hence, if one has Zakatable wealth equal to $10,000, Zakah is due on $2,500.

And Allah Ta’āla Knows Best

(Mufti) Abdul Azeem bin Abdur Rahman

 

Disclaimer:

 

The Shar’a ruling herein given is based specifically on the question posed and should be read in conjunction with the question.

 

Darul Iftaa Texas bears no responsibility to any party who may or may not act on this answer and is being hereby exempted from loss or damage howsoever caused.

 

This answer may not be used as evidence in any Court of Law without prior written consent of Darul Iftaa Texas.

 

 

Zakah calculation

 

Question:

Assalam Alaikum,

I would like to know the best way to calculate zakat. There are many website that offers calculations based on income and assets you have. Please advise as I owned rental properties as well as other business I also have mortgage and other liabilities such as credit card bills ( for which I pay no interest ).
Jazakallah Khair

 

Answer:

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

In principle, after deducting one’s liabilities (see definition below), if one has Zakatable wealth equal to or more than the amount of Nisaab, then 2.5% of this amount must be paid in Zakah.

There is no Zakah on rental properties. Zakah is due on the market price of the business stock.

See the terminologies below:

Terminologies:

 

Zakatable Assets: Gold, Silver, Cash, and business stock

 

Liabilities: Any outstanding (not future) debts that have not yet been paid for and are due within the next 12 months.

 

Nisaab: 612.36 grams of silver ($343 as of June 13, 2016)

 

And Allah Ta’āla Knows Best

(Mufti) Abdul Azeem bin Abdur Rahman

 

Disclaimer:

 

The Shar’a ruling herein given is based specifically on the question posed and should be read in conjunction with the question.

 

Darul Iftaa Texas bears no responsibility to any party who may or may not act on this answer and is being hereby exempted from loss or damage howsoever caused.

 

This answer may not be used as evidence in any Court of Law without prior written consent of Darul Iftaa Texas.

 

 

Home financing

 

Question:
If a lender purchase a house for $100,000 and add their profit $25,000 and sell this to a customer for $125,000 in installments, is this Halal

 

Answer:

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

In principle, if one purchases a house for $100,000, then sells it to a customer for $125,000 on installments, this is a permissible transaction. It is important to note that the price of the house must be stipulated. In the case of default by the buyer in the payment of the price at the due date, the price cannot be increased.[1]

Note: Such a transaction in Islamic Finance is known as Murabahah Home Financing. In terms of Islamic Finance, the Murabahah transaction is inclusive of certain intricacies known to the Ulama. Such a transaction has been allowed by Ulama with some conditions. Unless these conditions are fully observed, Murabahah is not permissible.[2] Therefore, a blanket ruling of permissibility cannot be given. Each Murabahah contract would have to be analyzed independently.

And Allah Ta’āla Knows Best

(Mufti) Abdul Azeem bin Abdur Rahman

 

Disclaimer:

 

The Shar’a ruling herein given is based specifically on the question posed and should be read in conjunction with the question.

 

Darul Iftaa Texas bears no responsibility to any party who may or may not act on this answer and is being hereby exempted from loss or damage howsoever caused.

 

This answer may not be used as evidence in any Court of Law without prior written consent of Darul Iftaa Texas.

 

[1] An Introduction to Islamic Finance, Page 76

[2] An Introduction to Islamic Finance, Page 72-73

Using an Inhaler while fasting

 

Question:
Assalamualaikum.

I was wondering if using the inhaler during fasting breaks your fast? Can you please explain if it does or not?

 

Answer:

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

In principle, if only air is taken in the body, the fast is not invalidated. However, if any medication is entered into the body, the fast will be invalidated.[1]

An inhaler is a medical device used for delivering medication into the body via the lungs.[2] The medicine is a mist or spray that the person breathes in.[3]

Hence, the usage of an inhaler will invalidate the fast.

And Allah Ta’āla Knows Best

(Mufti) Abdul Azeem bin Abdur Rahman

 

Disclaimer:

 

The Shar’a ruling herein given is based specifically on the question posed and should be read in conjunction with the question.

 

Darul Iftaa Texas bears no responsibility to any party who may or may not act on this answer and is being hereby exempted from loss or damage howsoever caused.

 

This answer may not be used as evidence in any Court of Law without prior written consent of Darul Iftaa Texas.

 

[1]  فتاوى محمودية، ج 10، ص 154-155، فاروقية

[2] https://en.wikipedia.org/wiki/Inhaler Last accessed on June 8, 2016

[3] http://kidshealth.org/en/teens/inhaler.html Last access on June 8, 2016

Zakah

Question:

I started a new job last July. I have accrued 20000 in that time, I have no expenses, am I due to pay zakah on the amount this year. As the time this year i did not have income and had 0 dollars. Is this due next year?

 

Answer:

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

At the outset, it is important to understand the basic concept of calculating Zakāh.

The day an individual becomes owner of Zakātable wealth (gold, silver, cash, or trading merchandise) equivalent to the amount of Nisāb (612.36 grams of silver or its value in cash)[1], this day is termed as his Zakāh day. In other words, annually all Zakātable wealth in his ownership on that day must be calculated for Zakāh.

If one does not remember when he first became owner of this amount i.e. 612.36 grams of silver or its value, he must apply his discretion and arrive at a conclusion. If he is unable to remember even after applying his discretion, he must stipulate any day as his Zakāh day based on the lunar calendar. Thereafter, on a yearly basis he must calculate all Zakātable wealth in his ownership on that day.[2]

Based on the aforementioned, hereunder is the answer to your query:

Establish your Zakah day in terms of the lunar calendar. Upon establishing a Zakah day, calculate 2.5% of all Zakatable in your ownership on your Zakah day this year. This calculated amount must be given as Zakah.

Note: This ruling is applicable on condition that the person in reference is not in debt. Otherwise, if he is in debt, the ruling will be different.

And Allah Ta’āla Knows Best

(Mufti) Abdul Azeem bin Abdur Rahman

 

Disclaimer:

 

The Shar’a ruling herein given is based specifically on the question posed and should be read in conjunction with the question.

 

Darul Iftaa Texas bears no responsibility to any party who may or may not act on this answer and is being hereby exempted from loss or damage howsoever caused.

 

This answer may not be used as evidence in any Court of Law without prior written consent of Darul Iftaa Texas.

 

 

[1]اوزان شريعه، ص 49

[2]احسن الفتاوى، ج 4، ص 265، سعيد